Real estate appraisal services for homeowners in the city of Iowa City and Johnson CountyCheck out the top 7 reasons Iowa homeowners hire Fuhrmeister Appraisal :
At Fuhrmeister Appraisal , we understand the particular needs of a consumer looking for appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them. Pre-listing Services/For Sale by Owner (FSBO)It's very hard to be objective about your home because you probably have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is very valuable as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your property will attract interested buyers. It's something tangible to show your buyer. An appraisal is an independent third party's opinion of your property's value -- not just how much you think your home is worth. Potential buyers know you have an emotional attachment to your house and will be far more likely to give credibility to a professional appraiser's value judgement than yours.Challenge Johnson County's assessment of your propertyLet's say you live in an area that's going down -- your local tax assessor may have your house overvalued. This means you're paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the faster you take care of a matter like this, the better. An appraisal report from Fuhrmeister Appraisal is your number one weapon when contesting your property tax assessment.Appraisals to remove PMIGetting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is an attractive way to cut expenses for homeowners. Your monthly payments will go down once your mortgage loan is down below 80% of the value of your house. In most cases you can apply to the lender to have the PMI removed from your loan. Fuhrmeister Appraisal is qualified in helping clients just like you dismiss undesirable PMI insurance.HELOC recently frozen?If your house is near a declining area, your lender may just make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be unsuitable from a cash flow point of view, and damaging to your credit score since it may appear as though that credit line is maxed out. An efficient appraisal from Fuhrmeister Appraisal can help you reinstate your HELOC.Do You Need Field and Desktop Appraisal Review Services?Have you just received a copy of your appraisal and you would wish to have a professional double-check it for precision or do you desire a second opinion without the added cost and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in a field review. Or, if you need it ASAP, we can provide desk review and verify as many facts as we can, using online data sources as well as our own files.We can also provide you with a retrospective review of any appraisal you may have in your possession. While typically requested by banks, you may desire to exercise this service if you suspect mortgage fraud related to your home. |
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